Research Working Papers

Privacy Regulation and Quality Investment

September 20, 2019 | Research Working Paper

Faster Payments: Market Structure and Policy Considerations

November 29, 2017 | Research Working Paper

Competition and Bank Fragility

June 19, 2017 | Research Working Paper

Research Articles

Policy Perspectives
Policy Perspectives are written by Esther George, president and CEO of the Kansas City Fed. In this occasional publication series, she discusses issues related to the Federal Reserve’s role in payments, banking supervision and monetary policy. 

Payments System Research Briefings
Our briefings cover payments methods, developments in payments networks, and various participants' roles in the payments system.

Payments System Research Working Papers
Our paper topics include types of payments methods, developments in payments networks, and various participants' roles in the payments system.

Interchange Fees
An annual update of credit and debit card interchange fees in various countries, regulatory developments in the payment card markets, and trends in interchange fees assessed to U.S. merchants.

Payments Conferences
International payments policy conferences focusing on retail payments.

Guide to ATM and Debit Card Industry - 2006 Update
This book is a 2006 update that documents industry trends and patterns and discusses their implications.

Guide to ATM and Debit Card Industry
This book provides an overview of the history and developement of the ATM and debit card industry, details the mechanics of ATM and debit transactions, reviews trends in ATM and debit transaction volume and pricing, and discusses industry and public policy issues.

Nonbanks in the Payment System
This book examines nonbank participation of payments activities and the roles nonbanks play in specific transaction types.

Small Business Lending Survey
Quarterly collection of quantitative and qualitative information that can be used to understand credit market conditions for bank lending to small businesses.

Bank Capital Analysis
The Bank Capital Analysis provides a horizontal comparison of capital adequacy among banking organizations with different risk profiles.

Banking Research Papers
Working papers and journal articles highlight our banking research.