Research Working Papers

Privacy Regulation and Quality Investment

September 20, 2019 | Research Working Paper

Faster Payments: Market Structure and Policy Considerations

November 29, 2017 | Research Working Paper

Competition and Bank Fragility

June 19, 2017 | Research Working Paper

Research Articles

How Have Banks Responded to Declining Reserve Balances?

August 21, 2019 | Economic Bulletin

Developments of QR Code-Based Mobile Payments in East Asia

June 18, 2019 | Payments System Research Briefing

What's Driving Leveraged Loan Spreads?

February 27, 2019 | The Economic Bulletin

Trends in the Labor Share Post-2000

December 07, 2018 | The Economic Bulletin

Who Are the Unbanked? Characteristics Beyond Income

June 21, 2018 | Economic Review

Bank Financial Restatements and Market Discipline

May 15, 2018 | Economic Review

Interchange Fees

An annual update of credit and debit card interchange fees in various countries, regulatory developments in the payment card markets, and trends in interchange fees assessed to U.S. merchants.

Payments Conferences

International payments policy conferences focusing on retail payments.

Small Business Lending Survey

Quarterly collection of quantitative and qualitative information that can be used to understand credit market conditions for bank lending to small businesses.

Bank Capital Analysis

The Bank Capital Analysis provides a horizontal comparison of capital adequacy among banking organizations with different risk profiles.

Banking Research Papers

Working papers and journal articles highlight our banking research.

Payments System Research Briefings

Our briefings cover payments methods, developments in payments networks, and various participants' roles in the payments system.

Payments System Research Working Papers

Our paper topics include types of payments methods, developments in payments networks, and various participants' roles in the payments system.

A Guide to the ATM and Debit Card Industry: 2006 Update

This book is a 2006 update that documents industry trends and patterns and discusses their implications.

A Guide to the ATM and Debit Card Industry

This book provides an overview of the history and developement of the ATM and debit card industry, details the mechanics of ATM and debit transactions, reviews trends in ATM and debit transaction volume and pricing, and discusses industry and public policy issues.

Nonbanks in the Payments System

This book examines nonbank participation of payments activities and the roles nonbanks play in specific transaction types.