Regional Economic Digest
Second Quarter 1995

The Tenth District economy was strong in the first quarter of 1995. Growth in personal income and jobs was robust and the unemployment rate fell. Manufacturers continued to boost production and construction increased. Energy activity slowed, however, and the district's farm economy weakened. 

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Survey of Agricultural Credit Conditions
By Scott Ryckman and Alan Barkema

Agricultural credit conditions in the Tenth Federal Reserve District weakened during the first quarter of 1995, according to a survey of 311 agricultural bankers. Farmland values continued to rise at a brisk pace, underscoring the overall strength of farm balance sheets. But low farm commodity prices, weak repayments of farm loans, and higher farm interest rates pointed to an erosion in the industry's financial health.

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Continued Strength at Tenth District Banks
By William R. Keeton and Corey M. Koenig

Commercial banks in Tenth District states continued to perform well in 1994. Profitability remained high, asset quality improved, and loan growth increased. Based on these performance measures, banks in district states once again outperformed banks in the rest of the nation.

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Economic Indicators
The actual Economic Indicators tables from this issue of the Regional Economic Digest are not available because data have been revised. Regional Economic Indicators are available and updated monthly by research staff.

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