Economic Review
First Quarter 1994


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  • Achieving Price Stability: A 1993 Report Card
    By George A. Kahn

    The primary goal of Federal Reserve monetary policy is to foster maximum sustainable growth in the U.S. economy by achieving price stability over time. Although considerable progress toward price stability has been made since the early 1980s, inflation remains above the level most analysts would associate with price stability. Because price stability is the key contribution the Federal Reserve can make toward maximizing long-run growth and living standards in the United States, it is important for the Federal Reserve to remain vigilant in its efforts to keep inflation in check.

    Kahn examines the behavior of inflation over the past year in relation to the Federal Reserve's goal of achieving price stability over time. First, he discusses why price stability is important and how the Federal Reserve has made significant progress toward price stability since the early 1980s. Second, he describes the behavior of inflation in 1993, showing that inflation declined for the year as a whole. Third, he shows that inflation expectations also declined in 1993, suggesting the public believes the inflation outlook has improved. Together, these findings suggest the Federal Reserve made progress in 1993 toward achieving price stability.

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  • Financial Markets in 2020
    By Charles S. Sanford, Jr.

    Advances in communications and information management, combined with new developments in financial theory, will radically alter the way that financial services are delivered in the next century. This is the view of Charles Sanford, Chairman of Bankers Trust, as expressed in his luncheon address at the Federal Reserve Bank of Kansas City's 1993 symposium on "Changing Capital Markets: Implications for Monetary Policy."

    According to Sanford, the basic financial functions will still be present, but traditional financial products, such as loans, borrowings, and securities, will be replaced with "claims on wealth" or "financial claims" that will be actively traded around the clock and worldwide. Banks, as currently structured, will no longer exist. And there will be no need for separate financial branches as individuals become more directly linked to markets and financial service providers.

    To make this future possible, further advances in financial theory will be necessary to identify underlying risks and their component attributes, to price these attributes, and to re-bundle the attributes into new investment products. Sanford traces out some of the implications of these changes for financial markets and policymakers. While the future financial system would tend to be more efficient in terms of lower transactions costs and better risk management, Sanford thinks the task of managing financial institutions will be more complex. In addition, he stresses that to monitor and control systemic risk, central banks will have to understand and adapt to this new financial world.

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  • Agriculture Rides Out the Storm
    By Alan Barkema and Mark Drabenstott

    Harsh weather pummeled U.S. agriculture in 1993, destroying crops and threatening a downturn in the farm economy. But while the rough weather took a large toll from many farmers, others prospered. Overall, the industry ended the year in solid financial condition.

    Barkema and Drabenstott explain why agriculture is well-positioned for a better year in 1994. With a return to normal weather, crop production should rebound. Higher crop prices, pushed up by lean crop inventories, may reward farmers for bringing larger crops to market. But higher crop prices will also push up feed costs for livestock producers. Overall, prospects for farm earnings are relatively bright, although little change is expected in the industry's already strong balance sheet.

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  • The Tenth District Economy: Picking Up the Pace
    By Tim R. Smith

    The Tenth District economy improved overall during 1993 thanks to a booming construction sector and healthy growth in services. The district's gain was uneven, however, because other major sectors of the region's economy remained mixed. Economic performance also diverged considerably across the seven district states.

    Smith reviews the district's economic performance in 1993 and explores the outlook for 1994. The district economy will probably improve slightly in 1994 as the national economy continues to strengthen. District manufacturing should improve somewhat, but construction may slacken from its recent vigorous pace. The district should not expect to gain additional strength from two of the region's key industries agriculture and energy. Overall, the district economy is expected to grow moderately in the year ahead.

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  • Fiscal Policies Aimed at Spurring Capital Formation: A Framework for Analysis
    By Robert S. Chirinko and Charles Morris

    In recent years, policymakers have proposed various fiscal policies to spur long-run economic growth through increased capital formation. The
    Bush Administration, for example, proposed lowering the capital gains tax rate. The Clinton Administration, among other measures in its
    economic package, proposed reinstituting the investment tax credit. These proposals stem from heightened concerns that the U.S. economy
    has been growing by less than its long-run potential, and from the judgment that this subpar growth is due in part to deficient capital formation.

    Chirinko and Morris present a framework for examining fiscal policies aimed at spurring capital formation and highlight the conditions for their
    success. First, they show why capital formation is an important determinant of economic growth. Second, they show how the optimal amount of
    capital formation, and therefore economic growth, is determined. Third, they show how economic distortions can cause capital formation to fall
    short of the socially optimal amount. Finally, they discuss several fiscal policies that have been proposed to raise capital formation.

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