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Community Reinvestment
Summer 1996


Technical Assistance

Technical Assistance

Technical assistance is available to help individuals, organizations, and businesses develop management capacity or obtain technical services in conjunction with development projects.

Criteria

  • Criteria are established by the provider of the technical assistance and usually stipulate assistance for designated populations or for specific needs.
  • Technical assistance may be available to assist potential homeowners, business owners, or nonprofit or for-profit developers in moving forward with a project that will benefit the community.
  • Technical assistance may be a condition of a funding provider prior to the recipient receiving financial assistance.

Uses

Technical assistance may include:

    • free or low-cost legal and accounting services and advice;
    • office support for tenants in an incubator project;
    • assistance to small-business or minority contractors in preparing bid documents and obtaining bonding for a construction project;
    • assistance with marketing analysis, environmental impact assessment, or other pre-development costs;
    • pre- or post-purchase homebuyer counseling;
    • training to develop management skills.

Structure

  • Government may provide direct assistance, or may fund an agency or organization to provide technical assistance to target audiences.
  • Through a major company or business or civic council, the private sector may "loan" executives to assist eligible recipients.
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ADMINISTRATION FOR NATIVE AMERICANS GRANT
U.S. Department of Health and Human Services

Grants are available for technical assistance and training related to governance, economic development, and social development.

Eligibility

The following entities are eligible for these grants:

    • federally recognized Indian tribes, consortia of Indian tribes, incorporated non-federally recognized tribes;
    • incorporated non-profit, multi-purpose, community-based Indian organizations;
    • urban Indian centers;
    • national or regional incorporated organizations with objectives specific to the Native American community;
    • public and nonprofit agencies serving Native Hawaiians and Alaska Natives.

Program

  • Funding must be used for technical assistance and training to develop, conduct, and administer projects.
  • There is no set maximum or minimum grant amount; however, maximum program benefits are 80 percent of program cost.
  • Terms of grants may be single or multi-year.
  • Approximately $5 million in grants are distributed during three closings each fiscal year, usually in February, May, and October. An announcement regarding the grant is usually made in the Federal Register in August.

Contact

Administration for Native Americans
U. S. Department of Health and Human Services

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BIA MANAGEMENT AND TECHNICAL ASSISTANCE
Bureau of Indian Affairs, Division of Financial Assistance
U. S. Department of the Interior

Management and technical assistance is available to loan or grant applicants before or concurrently with their requests for financial assistance.

Eligibility

  • Funds must be used to aid in the preparation of application for funds, and/or the administration of funds after they have been granted.
  • Applicants must be a federally recognized Indian tribe or Alaskan Native group; a member of such a tribe or group; or an Indian-owned corporation, partnership or cooperative association.

Program

  • There is no set maximum amount and no set term.
  • BIA expects the project to be beyond the "idea stage."

Contact

Bureau of Indian Affairs
U. S. Department of the Interior

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HOME OWNERSHIP COUNSELING PROGRAMS

Counseling is offered to educate potential home buyers about credit, home ownership, and the loan application process.

Eligibility

  • Programs are designed for first-time low- and moderate-income borrowers, but are usually open to any interested person.
  • Some lenders and some loan programs require buyers to complete a home buyer's education course before they can receive a loan.

Program

  • Home buyer education courses may be sponsored by community organizations, lenders, churches or others.
  • Classes may be one-time sessions or may be held over a series of weeks.
  • Materials may be developed locally, purchased from the Federal National Mortgage Association (Fannie Mae), or purchased through other sources.

Contact

Local Lenders or Community Organizations

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RURAL SELF-HELP HOUSING TECHNICAL ASSISTANCE
Rural Development (RD)
U. S. Department of Agriculture

Loans and technical assistance are available through nonprofit organizations to help groups of families build homes in rural areas.

Eligibility

  • Small groups of low-income families who cannot individually afford to build modest houses by customary methods may qualify.
  • Each participating family must be able to repay a loan for the cash cost of the house.
  • Loans may be used to pay for skilled labor and contract costs for work the families are unable to perform.
  • Loans may be used to buy material, and if necessary, to buy and prepare building sites.
  • Technical assistance funds may be used to hire personnel and pay office and administrative expenses.
  • Technical assistance funds make equipment such as power tools available to families participating in construction.
  • Technical assistance funds may be used for fees to train self-help group members in construction or for other needed professional services.

Program

  • The self-help group decides how members will share labor and what parts of the work need to be done by outside contractors.
  • Families must work a required number of hours to complete the houses, under the guidance of a construction supervisor.
  • Families must attend pre-construction meetings and must agree to carry out responsibilities of home ownership after housing is completed.

Contact

Rural Development
U. S. Department of Agriculture

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SERVICE CORPS OF RETIRED EXECUTIVES (SCORE)
U. S. Small Business Association

SCORE volunteers work with small businesses to provide management counseling and training.

Eligibility

  • Almost any small independent business not dominant in its field can get help from SCORE.

Program

  • SCORE volunteers help business owners and managers identify and determine the causes of basic management problems and become better managers.
  • Workshops are offered on a variety of topics to business owners and prospective entrepreneurs.

Contact

SCORE

Local or U. S. Small Business Administration

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SMALL BUSINESS DEVELOPMENT CENTERS (SBDC)

Small Business Development Centers are established through the resources of the Small Business Administration and other public and private entities to offer assistance, information and training to small business owners.

Eligibility

  • Almost all small businesses are eligible for assistance.

Program

  • Management and technical assistance, business information and training are available through workshops or individualized consultations.

Contact

Local Small Business Development Center or
U. S. Small Business Administration